Fight health insurance claim denials in 5 steps

1. Collect Documentation~ Get a e-copy of your healthcare info & denial letter and keep it on a USB drive. If you speak to people on the phone add the name of the person, dept, Phone # and date to this file.

2. Write up an appeal~ Go to FightHealthInsurance.com it's an Ai website and it can help you create the appeal

3. Contact Insurance Company~ Inform your insurance company that you want to appeal their decision and in writing request an external review (health trial from your state).
Submit a written appeal request (created with ai) & ask for an external review within four months of receiving the final denial notice. You'll need to add a copy of your documentation.
https://www.healthcare.gov/appeal-insurance-company-decision/appeals/?form=MG0AV3

4. Use the External Review Portal~ If your insurance company participates in the HHS-Administered Federal External Review Process, you can file your request using the secure portal at externalappeal.cms.gov

5. Follow Up~ Ensure you follow up with your insurance company to confirm that your received and processed via email so you have written proof of your follow-up.

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